Personal Finance Society’s ‘Volunteer of the Year’

It was a huge honour to be named the Personal Finance Society’s ‘Volunteer of the Year’ at a previous black tie awards evening. The Personal Finance Society (PFS) has over 35,000 members and the award was presented to me by famous actor, James Nesbitt – someone I’m a big fan of having watched him in…

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Personal Finance Society’s ‘Volunteer of the Year’

It was a huge honour to be named the Personal Finance Society’s ‘Volunteer of the Year’ at a previous black tie awards evening. The Personal Finance Society (PFS) has over 35,000 members and the award was presented to me by famous actor, James Nesbitt – someone I’m a big fan of having watched him in…

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Passing on wealth to the next generation

30 million parents want to leave wealth in their will. Millions of Britons say they want to plan to pass on wealth to their children and grandchildren in a Will – but fewer than half have written one, according to new research. Failing to plan to write a Will or complete estate planning could potentially…

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TIPS Financial Magazine May/Jun Edition 2022

Welcome to our latest edition. Are you fed up with your nine-to-five? There are many factors that can influence when someone decides to retire. For some, it may be based on health reasons, while others may want to take advantage of government benefits or simply enjoy a more relaxed lifestyle. However, one of the most…

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Roadmap for investors

Increased confidence portfolios will perform well in 2022 In 2021, there was a return to some form of normality across a vast majority of regions following successful vaccine roll-outs around the globe. But will the economic rebound continue in 2022, or be stymied by rising energy prices, higher inflation and further continued uncertainty brought about…

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How much do I need to save to retire?

Questions to help you live your best life in later life The question, ‘Have I saved enough to retire?’ is a difficult one. It requires a lot of information about you, your family, your income needs in retirement, and an understanding of the various financial vehicles available for saving and investing before it can be…

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Invest your way out of inflation

Why now is the time to make sure you protect your wealth. The word ‘inflation’ had barely featured in the markets vocabulary in the last three decades until it suddenly started to come back with a vengeance in 2021. As higher inflation looks set to persist in 2022, finding ways to generate a return on…

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April Fact Sheets

All of our April financial guidance factsheets are available to download below. Each one focuses on a different financial aspect to help guide you when setting and reaching your financial goals. If there is anything you are unsure about, or would like further information, all of our independent financial advisers offer a free initial consultation…

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Unlocking cash from the value of your home

Homeowners release a record-breaking £4.4 billion in property wealth Despite the pandemic, 2021 saw older homeowners release a record-breaking £4.4 billion in property wealth at a rate of more than £12 million a day to help family members and secure their own finances by repaying debt or remortgaging existing borrowing, according to newly released data.…

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Getting ready to retire?

Bolstering your retirement lifestyle as you approach retirement? Have you ever wondered what you need to consider as you approach retirement? Whatever your concept of what is a good pension pot, one certainty is that relying on the State Pension alone will not give you a good enough pension to live on comfortably through your…

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Less than one month to beat the ISA deadline

Time to give your financial future a boost? Savers and investors have less than one month to use the £20,000 they can put into their tax-efficient Individual Savings Account (ISA) before the end of the financial year on 5th April. The current tax year started on 6th April 2021 and ends on 5th April 2022.…

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TIPS Financial Magazine Mar/Apr Edition 2022

Welcome to our March/April 2022 magazine. Inside, we look at why now is the time to make sure you protect your wealth. The word ‘inflation’ had barely featured in the market’s vocabulary in the last three decades until it suddenly started to come back with a vengeance in 2021. As higher inflation looks set to…

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Saving for a rainy day

What’s the right emergency fund amount for you? An emergency fund is money you put aside to cover a financial shock. This could be losing your job, or a large, unexpected expense. Building an emergency fund can help prevent you needing to borrow money or make difficult financial decisions in those moments, by giving you…

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Across the generations

Pandemic forces people to reassess their finances. The COVID-19 pandemic has affected every part of our lives and continues to have a widespread impact across all aspects of financial life, including retirement plans. Life in lockdown prompted many people to adjust their priorities, for example, to move nearer to family, take staggered retirement or retire…

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